Consumer Loans

Auto Loans                                                                                                                                                                                            

Answer your transportation questions with a Macon Bank auto loan. Our fixed rate loans offer payment terms to fit every budget. Terms vary from twenty-four months to five years, depending on your choice of automobile and your credit qualifications. Macon Bank has the answer!      

Home Equity Loans                                                                           

Isn’t it time that your home starts working for you? If you’ve been thinking about building a deck or maybe starting a remodeling project, the equity in your home can make it happen.
A Macon Bank home equity line of credit is a smart, easy way to borrow money. In addition to making home improvements, you can use the money for a variety of uses. Like buying a new car... financing a college education... paying for your daughter's wedding... going on a dream vacation.
Macon Bank may be able to offer you a personal line of credit based on the equity in your home and your financial strength. This line of credit gives you immediate access to cash when you need it. Once you are approved, getting your money is as easy as writing a check. Click here to find out more about a home equity loan and how to apply.

Reserve Line

No checking account should be without it! No more worry about overdrafts, and you can get cash when you need it. Macon Bank's Reserve Line of credit provides protection against overdraft charges on your checking account with the benefit of an automatic line of credit built in.

• Activates automatically in $100 increments when your checking account is overdrawn.
• Pay all at once or in monthly installments.
• Credit limits based on your qualification.